Terms and Conditions

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

We reserve the right to revise these Terms of Use from time to time with or without notice. If any such revision is unacceptable to you, your only recourse is to cease from accessing the site and to cancel your account. Your continued access and use of the Site following such revision in Terms and Conditions shall mean acceptance of, and assent to, such change.

Without prejudice to other rights existing under the laws or these Terms and Conditions, the Site reserves the right to change, suspend, restrict or cancel accounts or suspend or terminate access to the Site at any time, with or without notice, and based solely in its discretion. The Site or its administrators shall determine any breach or violation of these Terms and Conditions, based solely in its judgement and discretion. The Site or its administrators shall not be liable to any user or third party for any modification, change or restriction pertaining to a user’s access to, or services provided by the Site.

2. Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Loan Ranger’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

      • modify or copy the materials;
      • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
      • attempt to decompile or reverse engineer any software contained on Loan Ranger’s web site;
      • remove any copyright or other proprietary notations from the materials; or
      • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Loan Ranger at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

4. Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attach our site via a denial-of-service attack or a distributed denial-of-service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

5. Disclaimer

The materials on Loan Ranger’s web site are provided “as is”. Loan Ranger makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Loan Ranger does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

6. Limitations

In no event shall Loan Ranger or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Loan Ranger’s Internet site, even if Loan Ranger or a Loan Ranger authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

7. Revisions and Errata

The materials appearing on Loan Ranger’s web site could include technical, typographical, or photographic errors. Loan Ranger does not warrant that any of the materials on its web site are accurate, complete, or current. Loan Ranger may make changes to the materials contained on its web site at any time without notice. Loan Ranger does not, however, make any commitment to update the materials.

8. Links

Loan Ranger has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Loan Ranger of the site. Use of any such linked web site is at the user’s own risk.

9. Site Terms of Use Modifications

Loan Ranger may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Mission

Our mission is to bridge the gap between your financial needs and your aspirations for a better life. With OFW Finance Hub, you can count on transparent, fair, and ethical lending practices that prioritize your well-being and financial security.

Vision

Our vision at OFW Finance Hub is to become the foremost financial partner for Overseas Filipino Workers worldwide, revolutionizing access to financial services and fostering economic empowerment within the OFW community.

Values

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